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Why You Should Speak With an Attorney After a Car Accident

Auto accidents can quickly develop into a legal battle in which insurance companies will use all their power to provide you with as small of a payout as possible. That is why it is important to speak with an attorney following an auto accident as it will provide you with the following advantages.

car roll over accident

Levels the Playing Field
Insurance companies will approach you like they are concerned about your best interests, but that is not at all the case. Following an accident, insurance companies are going to try to fast talk you into making a quick deal that seems good for you. Furthermore, the statements you make to insurance companies could be used against you. Saying the wrong things could actually give them sufficient reason to deny your claim. Hiring an auto accident attorney will level the playing field and take away any advantages the insurance company may have previously had over you.

More Financial Compensation
When someone is at fault in an accident, their insurance company is responsible to compensate you. They might offer to cover your medical expenses and it may seem like a good deal. But there is also the potential for you to receive compensation for any lost wages, future medical costs in addition to your pain and suffering. Hiring an auto accident attorney can get you substantially more in financial compensation.

Keeps You From Damaging Your Case
A car accident lawyer will advise you on what to say and, more importantly, what not to say. What might seem like an innocuous statement could actually wind up hurting your case. Speaking with an attorney will allow you to avoid making mistakes which could be costly. Remember that insurance companies train their adjusters to minimize payouts as much as possible, so they which angles to play.

Someone On Your Side
Car accidents can be traumatic events and leave you with a lot of stress afterwards. But you don’t have to go through this process alone. Having an attorney on your side will allow all your questions answered. You also won’t be forced to navigate through the legal process alone. And keep in mind that your accident attorney gets paid when you reach a settlement, so the two of you are in it together.

The Law Offices of William H. Harding can provide you with a personal injury lawyer that will see your case through to the end. Lean on years of experience and get the most out of your accident with the help of an injury attorney at the Law Offices of William H. Harding.

Important Factors That Could Affect Your Settlement

personal injury case compensation

When you are looking to make a settlement because of a personal injury, there are do’s and don’ts associated with the process. Here’s a look at some very important factors that could affect your final settlement.

Not Hiring an Attorney
If you are injured in an accident, it is highly unlikely that you will receive as much in compensation as you would with a personal injury lawyer working by your side. Insurance companies can outmaneuver ordinary people who are not well-versed in the finer points of the settlement process. Without an attorney helping you along the way, insurance companies will surely take advantage of you in some form or another. Not paying for an attorney now could cost you a lot of money in the long run.

Seeking Medical Treatment
Following an accident, seeking out medical treatment could make a huge difference in how much compensation you receive. It’s advisable to have a doctor conduct complete examinations and don’t hesitate to reveal even the most minimal pains and aches. If there is even the slightest symptom, go see a doctor about it and keep a record of it. Doctors may discover some injuries you were not privy to beforehand. Also, be sure to inform your injury attorney of every medical appointment you attend.

Going to Every Doctor’s Appointment
Keeping up with every doctor’s appointment and therapy session are like bricks that help build a solid case. On the other hand, missing those appointments will weaken the whole foundation of your case as opposing attorneys will use those absences against you. Be sure to make it to every doctor’s appointment and rehab session. They will all pay off in the end.

Using the Right Terminology
Many people get sore doing normal everyday activities. So, if you make the claim that you are sore, it is not direct enough. Describe your pain in its entirety and try to pinpoint the exact condition you are suffering from. The use of detailed descriptions of your pain will show that you have a genuine medical condition and are not just claiming to be hurt.

Residents of the Charlotte area can turn to The Law Offices of William H. Harding to help them receive the best possible settlements in their individual cases. With years of experience, The Law Offices of William H. Harding and their personal injury attorneys will get you the compensation you rightfully deserve.

Public Attorney Versus Private Attorney

The decision to hire an attorney is an important one that could significantly impact the outcome of your claim or case. Before agreeing to terms, it is important to know the difference between public and private attorneys.

Public Attorneys
Public attorneys are court-appointed, which means there was no actual hiring done by the client. Public attorneys are not paid by clients, but are instead employees of the government. They are also paid much less than private attorneys, so the quality of work they produce may dim in comparison. There are also the heavy caseloads burdening public attorneys. They must take on multiple clients, which really makes it difficult to devote much time to each client.

Experience is often lacking among public attorneys. Many criminal defense lawyers start out as public defenders for the purpose of gaining experience. That means that a public attorney could be dealing with certain charges for the very first time. And in many instances, public attorneys are just trying to bring an end to a case so they can move onto the next one.

Private Attorneys
A private attorney is paid by you which means you receive much more time and effort. Clients are not just a number, but a priority. That allows private attorneys to put together a more comprehensive strategy that usually comes with a lot more vigor.

A private attorney also specializes in certain areas of the law. For example, if you are hurt in a car accident, you will want to seek out an auto accident attorney who has handled those types of cases in the past. This will enable the attorney to know a lot more about the process in addition to having a familiarity with the local court system, prosecutors and judges.

A private attorney is able to give you more face time and is not overwhelmed by droves of cases all at once. Public attorneys meet with their clients briefly, so it is impossible to get a grasp of every detail. A private attorney takes the time to examine each detail within your case, which makes for a more thorough plan of action.

In Charlotte The Law Offices of William H. Harding devotes time, energy and attention to each client. Whether you are looking for an injury attorney or a criminal defense lawyer, the Law Offices of William H. Harding is the top choice in all of Charlotte, NC.

What to Do After a Car Accident

Auto accidents are a part of everyday life and will affect pretty much everyone at one time or another. Here is a look of the things you should do after being involved in an auto accident.

Make Sure Everyone Is Safe
The first priority in any auto accident is to ensure that everyone is safe. That includes you, your passengers, the other driver(s) and any passengers. Also, get out of harm’s way and prevent any further injuries. This includes getting clear of the vehicles if there is the chance of a fuel leak.

Call 911
It does not take a horrific accident to notify the authorities. It is important to have the local police document the accident. Never take the word of another driver, who could wind up claiming the accident never occurred. This is also the first step towards obtaining an accident report.

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Make a Record of All the Details
This starts right after the accident by taking pictures and getting any kind of statements from witnesses. You could easily record their statements on your phone and obtain contact information. Also, make an immediate note of everything that happened and you could even make an audio recording right there on the scene. Remember, no detail is unimportant.

Seek Medical Attention
Just because you experience no immediate pain doesn’t mean you should not seek out medical attention. Not all car crash injuries provide immediate pain. The pain might not come until the next day. Injuries such as whiplash, nerve damage and spinal cord issues can worsen over time. That could lead to compensation in the future, but it is important to identify these problems right away.

Obtain a Police Report
This is a crucial element in any auto accident claim. Having police document the accident is very important and you should get your hands on that report as soon as possible. Ask the officer on the scene how and when you can retrieve your police report.

Contact an Attorney
There are a lot of finer points involved in an auto accident and it’s best to have an auto accident attorney lead you through the process. After you leave the scene of an accident, it is highly recommended that you contact an attorney so that you may start using the best possible strategy

Do Not Speak To Insurance Companies
It is the job of insurance companies to settle as quickly and for as little money as possible. You are not required to say anything to them right away. Consult with your attorney before even considering having a conversation with an insurance company representative.

The Law Offices of William H. Harding can start you down the right path following any kind of auto accident. For the best auto accident lawyer Charlotte, NC has to offer, contact the Law Offices of William H. Harding today and let the professionals steer you to compensation.

Why Giving a Statement to the Insurance Company after an Accident Can Harm Your Case

Following any type of auto accident, it usually doesn’t take long for an insurance company to get involved. However, insurance companies are not going to be on the side of those who are injured. Their main job is trying to pay out as little as possible. That being said, there are many reasons not to give a statement to an insurance company following an accident.

In the event that an insurance adjuster demands that you give a statement, immediately decline and contact a lawyer. In accidents where you are a victim, you are usually dealing with another insurance company. They do not have your best interest in mind.

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Obtaining a recorded statement will let the insurance company know exactly how to prepare a defense. It will also enable them to come up with a strategy that could offer a settlement lower than what you deserve. Giving a recorded statement is basically like showing your hand before you have to.

It is also important to note that not all injuries do not surface right after an accident. If you give a recorded statement and claim no neck pain, but then you start to experience neck pain two days later, your statement will make it appear as though you are lying. That could be extremely damaging to your case.

A statement given to an insurance company or adjuster is not made while under oath. Nevertheless, the insurance company can use that statement against you. Also, remember that whoever is taking your statement has done this before. As you speak, that person will be immediately looking for ways to twist your words to use them against you. Regular people are not accustomed to the intricacies within these kinds of statements.

When you are involved in an accident in which both parties have the same insurance company, you should still be wary. The insurance company may attempt to underestimate the value and basically turn against you.

Insurance companies are also looking to settle as quickly as possible, but you don’t have to submit to their pressure. Personal injury cases can be very detailed so your best move is to plead the fifth when asked for a statement and consult a lawyer.

If you are injured in a Charlotte auto accident, contact the Law Offices of William H. Harding. It helps to have someone on your side, who will give you the chance to get what you rightfully deserve. The Law Offices of William H. Harding will see you through the entire personal injury process and make sure insurance companies do not take advantage of your claim.

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